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 #1 SBA Lender Headquartered
in Florida






SBA & USDA Products and Services

HomeBanc is ranked the #1 Florida-based bank for 7(a) SBA Florida based loan volume for the fiscal year ended September 30, 2014 by the National Association of Government Guaranteed Lenders.  Our team of SBA Loan Specialists is ready to learn about your company, and we have a variety of products and services to help you from the ground up for:   

  • Commercial Real Estate Purchase and Refinance 
  • Equipment Purchase and Refinance
  • Business Expansion or Acquisition
  • Partner Buy-outs
  • Franchise Finance 
  • Working Capital

At HomeBanc, our business is helping your business succeed. Our lending experience in originating government guaranteed loans is just one reason businesses trust us for their continued growth and success.  We offer the following SBA loan programs:

LoanExpress Program

  • $50,000 - $150,000 Loans available
  • Express application and local approval
  • 10 year term & amortization
  • Permanent working capital
  • No SBA guarantee fee
  • Low closing costs
  • Excellent rates

To complete an application for a LoanExpress loan, please click here. Just complete the form, save a copy and print it off, and email it to myloanexpress@homebanc.com.

SBA 7(a) Loan Program

  • Loans up to $5 million (owner occupied)
  • Up to 90% Loan-to-Value
  • 25 Year Terms on Real Estate
  • 10 Year Terms on Equipment and Acquisition Finance
  • Competitive Rates
  • No Balloons
  • Flexible Underwriting Criteria

SBA 504 Loan Program
(Commercial Real Estate Projects)

  • First Mortgage: 50% Conventional Loan through HomeBanc
    • Fixed and Variable Rate Options
  • Second Mortgage: 40% SBA 504 Loan
    • 20 Year Fixed Rate
  • Down Payment: 10% - 20%

Additionally, we offer a USDA Rural Development Business & Industry Loan Program which features:

  • Owner Occupied Property or Investment Real Estate
  • Loans up to $5 Million
  • Up to 80% Loan-to-Value
  • Up to 30 Year Amortization
  • Fixed and Variable Interest Rate Options
  • No Balloons
  • Guaranteed by the U.S. Department of Agriculture for Businesses in Qualified Areas (populations less than 50,000)

Contact one of our SBA Loan Specialists today to get started!


All loan program terms and conditions are subject to change without notice. All applications are subject to credit approval and full documentation. Other criteria must also be met for the USDA Rural Development Business & Industry Loan Program.