Home > Checking Accounts

Whether you need a simple checking account or one that provides you with a variety of features, HomeBanc has an account to fit your needs.

We even offer our exclusive Home Free Checking Account - a totally free checking account.

To learn more, click on the accounts described here.


 

 

Home Free Checking Account - No monthly service charges or minimum monthly or average balance requirements, plus a variety of checks available for purchase.

  • FREE Unlimited, Outstanding Service from Your Own Personal Banker
  • No Monthly Service Charges
  • No Minimum monthly or Average Balance Requirements
  • FREE Mastercard ATM/Debit Card
  • FREE Access to 1,000+ HomeBanc & Publix Presto! ATMs
  • FREE Online Banking, Bill Pay, Balance Alerts and Check Imaging 
  • FREE ACH and Direct Deposit Transaction
  • FREE Electronic Statements
  • FREE Toll-free Telephone Banking

Classic Checking Account - No monthly maintenance fee with a direct deposit or auto debit feature

Prestige Interest Checking Account - Great competitive tiered interest rates

The Pacesetters Club Checking Account - An exclusive account for those at least 50 years of age 

 

Home Free
Checking

Classic
Checking

Prestige
Interest
Checking

Pacesetters
Club
Checking

Ideal for people who

Want totally free checking! Want the benefits of a free account with ease of direct deposit! Want to be paid interest on their account! Want to be part of a 50 years plus club that offers more than just banking!
Minimum to
open
$100 $100 $100 $1003
Monthly
Maintenance
Fee
No monthly fee
No balance requirement
No fee with direct deposit or auto debit1 No fee with direct deposit or auto debit2 No monthly fee4

Online Banking with Bill Pay

Free mobile text and/or email balance alerts** Free mobile text and/or email balance alerts** Free mobile text and/or email balance alerts** Free mobile text and/or email balance alerts**
ATM/Debit Card Free ATM/Debit Card
No monthly fees
Free ATM/Debit Card
No monthly fees
Free ATM/Debit Card
No monthly fees
Free ATM/Debit Card
No monthly fees
  Free ATM/Debit Card to use at any HomeBanc or Publix Presto! ATM* Free ATM/Debit Card to use at any HomeBanc or Publix Presto! ATM* Free ATM/Debit Card to use at any HomeBanc or Publix Presto! ATM* Free ATM/Debit Card to use at any HomeBanc or Publix Presto! ATM*
Pays Interest No No Yes - tiered competitive rates Yes - tiered competitive rates
Personalized
Checks
A variety of checks available for purchase. See your Personal Banker for details Free first order of standard checks with direct deposit or auto debit Free first order of standard checks Free HomeBanc's exclusive The Pacesetters Club checks
Additional
Benefits
Free Personal Banker assistance Free Personal Banker assistance Free Personal Banker assistance Free Personal Banker assistance
  Unlimited check writing Unlimited check writing Unlimited check writing Unlimited check writing
  Toll-free telephone banking Toll-free telephone banking Toll-free telephone banking Toll-free telephone banking
  Free monthly auto transfers Free monthly auto transfers Free monthly auto transfers Free monthly auto transfers
  Free 
E-statement with check images
Free 
E-statement with check images
Free 
E-statement with check images
Free 
E-statement with check images
  Free unlimited Direct Deposit and ACH transactions Free unlimited Direct Deposit and ACH transactions Free unlimited Direct Deposit and ACH transactions Free unlimited Direct Deposit and ACH transactions
        Discounted safe deposit box (where available)
        Social events, retailer discounts 
and much
more . . .

 

 

 

 

 

 

 

 

 

 

 












 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 




1
Or by maintaining a $250 minimum daily collected balance or $500 average monthly collected balance or $10,000 relationship balance; otherwise an $8 monthly maintenance fee applies.  Requires e-statements.
2Or by maintaning a $500 minimum daily collected balance or $1,500 average monthly collected balance or $25,000 relationship balance; otherwise a $10 monthly maintenance fee applies.
3Membership in The Pacesetters Club is required for this account.
4A qualifying direct deposit is defined as monthly and recurring deposit of payroll, social security or pension.
* Free ATM at over 1,000 HomeBanc and Publix Presto® ATMs throughout Florida, Georgia, South Carolina, Alabama and Tennessee.
**A fee may be charged by your mobile provider for text messages and/or email.