USDA Loans

HomeBanc offers a USDA Rural Development Business & Industry Loan Program.


  • Owner Occupied Property or Investment Real Estate
  • Loans up to $10 Million
  • Up to 80% Loan-to-Value
  • Up to 30 Year Amortization
  • Fixed and Variable Interest Rate Options
  • No Balloons
  • Guaranteed by the U.S. Department of Agriculture for Businesses in Qualified Areas (populations less than 50,000)

Contact one of our Commercial Loan Officers today to get started!


Eligibility for the USDA Rural Development Program is subject to location, industry, required balance sheet net worth and U.S. citizenship of owners.  All applications are subject to credit approval, full documentation, an acceptable appraisal and clear title. All loan programs’ terms and conditions are subject to change without notice. HomeBanc N.A. is an equal opportunity provider and employer.