Password Complexity Best Practices
It’s always a good idea to make sure passwords are not easily cracked and don’t contain obvious things such as the word “password.” Try making password phrases instead of actual words as those are much harder to guess and they tend to be easy to remember.
Always keep your passwords stored in a safe place and never write them down or share them with others.
Try and keep passwords different from other passwords you may use for other services or websites.
Try and make your passwords at least 8 characters long and don’t be afraid to use special characters if allowed. Remember the more special characters used the harder the password is to crack.
Avoid using consecutive numbers or specific patterns for passwords (such as 1234 or qwerty).
Don’t be afraid to change your passwords frequently. While most online banking passwords aren’t set to expire, it is still a best practice to change them at a minimum every 90 days.
HomeBanc will never ask you to provide your password, social security number, ATM/Debit card PIN or any other sensitive information in response to an email.
Periodic Reviews of Account Activity
Its always a best practice to regularly review your account balances and card activity to ensure all of the transactions are valid.
Windows and Antivirus Updates
While HomeBanc takes your account security to be its highest priority there are still responsibilities that the customer must assume in order be secure. Its always a good idea to run windows updates and antivirus updates frequently on your computer to ensure you have the latest patches in place. Not running these updates could leave your computer vulnerable to known exploits and create an unsafe browsing environment.
Try and avoid doing your online banking on a public computer. Public computers often are vulnerable to security issues because they aren’t always kept up to date with security patches. They also allow potential hackers the ability to easily plant a virus and or key logging device without anybody noticing.
Beware of “Phishing” attempts:
Phishing emails are those that are sent in such a way that they appear to be from a valid organization or individual. These emails typically contain a website link which the sender is attempting to get the recipient to click on. Always use extreme caution if you receive an email asking you to click on a link as the link could contain harmful material or software that can compromise your computer without you even knowing. It’s best to follow up with the person or organization that sent you the email if it appears to be suspicious in nature prior to clicking on it.
Mobile Device Security
It’s a recommended best practice to password protect your mobile device. Putting a password on your lock screen eliminates someone from easily accessing your device.